I have a one year old daughter who is currently trying to walk. We call that a BABY STEP. Little steps we take so we could start walking to financial freedom.
The principles and practices that I'll share to you are taken from 2 of my favorite financial book:
1. Dave Ramsey's Total Money Makeover ( I still have 3 copies left, selling it for P700 only)
2. Dave Ramsey's Financial Peace ( I still have 3 copies left, selling it for P600)
ps: I am not earning from this book..... just fyi, it is like a giveaway.
The secret to Baby steps is FOCUS. One step at a time. Don't hit all your goals at once. We first want to develop your behavior.
Here is BABY STEP 1: Save P50,000.
Wow, you might say that's big! Trust me it's not. Just learn and live this word: BUDGET.
I don't have much but I do have a budget. My budget calms me down when I have emergencies. My budget calms me down when my car suddenly breaks down.
Why? Because I've learned to budget the unseen.
People who win at anything have written goals. Zig Ziglar says "If you aim at nothing you will hit it every time."
¶ “Suppose one of you wants to build a tower. Will he not first sit down and estimate the cost to see if he has enough money to complete it?
Luke 14:28
Luke 14:28
What makes a good budget? Click here
click here for BUDGET FORMS
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1 comments:
Dave Ramsey's book are a must read! I just encourage everyone, including those who are already debt-free to read this. It:
(1) Affirms you of the things that you are already doing right.
(2) Teaches you how to help others to do things right.
I especially love the part where Dave Ramsey breaks some financial myths.
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