finish what you started

To review Dave Ramsey's Baby Steps....

Baby Step 1: Save P50,000
Baby Step 2: Pay off your debt

Now here is the next step.

Baby step 3: Finish your Emergency Fund

If you have finished baby step1 and 2 it means you already developed the habit of saving. Baby step 3 would be easier for you now.

A complete emergency fund covers 3 to 6 months of living expenses.

Why do we put so much effort in finishing the EMERGENCY FUND.

FACT of LIFE: It will rain one day. The question is have you stored anything for it.

78% of us will experience an EMERGENCY within the next 10 years.

So you could either do two things:

Pray that you are the blessed 22% (w/c I am praying for as well)
or
Pray and prepare when it comes.

Most of our friends who have stored wealth experience greater wealth in rainy seasons. Because those who have the money can take advantage of the dip in economy.

That is why FINISH what you STARTED.